Essential Monitoring
Our entry-level service provides fundamental protection without overwhelming complexity. Ideal for individuals who want visibility into their card activity and basic fraud detection.
- Real-time transaction notifications via email and SMS
- Monthly credit report summary
- Spending pattern analysis
- Basic fraud alerts for unusual activity
- 24-hour support response time
Advanced Fraud Detection
Machine learning algorithms trained on millions of fraud patterns identify suspicious behavior that traditional banks overlook. You get control over blocking transactions before they clear.
- AI-powered anomaly detection
- Instant SMS alerts for all transactions over AUD 50
- One-click transaction freezing capability
- Geo-location verification for foreign charges
- Weekly fraud risk assessment reports
- Priority support with 2-hour response time
Complete Identity Shield
Goes beyond card protection to safeguard your entire financial identity. Includes comprehensive insurance that covers the financial and legal fallout if your identity is compromised.
- All Advanced Fraud Detection features included
- Identity theft insurance up to AUD 1,000,000
- Legal fee coverage for identity restoration
- Lost wage reimbursement (up to AUD 10,000)
- Credit monitoring across all three bureaus
- Social Security number monitoring
- Dedicated fraud resolution specialist
Premium Security Suite
The most comprehensive individual protection available. Adds proactive threat detection that scans for your personal information on the dark web before criminals can exploit it.
- All Complete Identity Shield features included
- Dark web monitoring for email, card numbers, and credentials
- Credit file lock and unlock on demand
- Privacy monitoring for data broker removal
- VPN service for secure online banking
- Password manager with breach alerts
- White-glove fraud resolution with dedicated specialist
- 24/7 phone support with immediate response
Business Protection Plan
Designed for small businesses and teams that need to monitor multiple corporate cards simultaneously. Includes expense tracking integration and vendor verification to prevent corporate account takeover.
- Monitor up to 25 employee cards from one dashboard
- Vendor verification before first-time payments
- Expense tracking system integration
- Corporate fraud insurance up to AUD 500,000
- Custom spending limit alerts per employee
- Monthly fraud risk reports for accounting teams
- Business identity theft protection
- Dedicated account manager